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Other things we can help you with:
For Buyers:
- Help You Find the Perfect Home: with a full-time Realtor Partner who has expert knowledge of the area (Charles Town, Shepherdstown, Harpers Ferry and Ranson)
- Help You Gain Financing: through a trusted lender
- Help You Negotiate: a final contract that is in your best interest
- Act as a Liaison: between all parties throughout the entire process to ensure a smooth and successful closing
- And More...
For Sellers:
- Help You Get the Maximum Value for your home
- Market Your Home Aggressively: with no up front cost to you
- Help Maximize Your Selling Potential: by advising you on home and decorating improvements (called Home Staging)
- Coordinate the Entire Transaction: to ensure a smooth and successful closing
- And More...
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Welcome! Here You Can Find Great Information on Charles Town, Harpers Ferry, Shepherdstown, and Ranson, West Virginia Real Estate!
 Looking for homes in the Charles Town, Shepherdstown, Harpers Ferry, and Ranson area? Don't miss our Featured Homes, with up-to-date local listings. Need local real estate information? We've summarized much of what is important about the Charles Town, Shepherdstown, Harpers Ferry, and Ranson real estate market in this site. Need expert help and advice? Contact us with confidence! We guarantee your privacy will be respected, and we offer the services on this site without obligation. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range, and together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Charles Town, Shepherdstown, Harpers Ferry, and Ranson Realtors, we have the experience and track record you are looking for. - The Kable Team |
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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- NUMBER1EXPERTS™ 
