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Other things we can help you with:
For Buyers:
- Help You Find the Perfect Home: with a full-time Realtor Partner who has expert knowledge of the area (Charles Town, Shepherdstown, Harpers Ferry and Ranson)
- Help You Gain Financing: through a trusted lender
- Help You Negotiate: a final contract that is in your best interest
- Act as a Liaison: between all parties throughout the entire process to ensure a smooth and successful closing
- And More...
For Sellers:
- Help You Get the Maximum Value for your home
- Market Your Home Aggressively: with no up front cost to you
- Help Maximize Your Selling Potential: by advising you on home and decorating improvements (called Home Staging)
- Coordinate the Entire Transaction: to ensure a smooth and successful closing
- And More...
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Welcome! Here You Can Find Great Information on Charles Town, Harpers Ferry, Shepherdstown, and Ranson, West Virginia Real Estate!
 Looking for homes in the Charles Town, Shepherdstown, Harpers Ferry, and Ranson area? Don't miss our Featured Homes, with up-to-date local listings. Need local real estate information? We've summarized much of what is important about the Charles Town, Shepherdstown, Harpers Ferry, and Ranson real estate market in this site. Need expert help and advice? Contact us with confidence! We guarantee your privacy will be respected, and we offer the services on this site without obligation. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range, and together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Charles Town, Shepherdstown, Harpers Ferry, and Ranson Realtors, we have the experience and track record you are looking for. - The Kable Team |
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Tax Considerations >Beneficial Tax Laws American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.
Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.
Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.
Consult your tax advisor for advice regarding your particular circumstance.
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