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Ask Anything: Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home buying, real estate listings, and homes for sale in Jefferson County, WV

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Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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The Kable Team, REALTORŽ, real estate agents and broker for Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracy Kable
Kable Team Realty
873 E Washington St, Suite 200
Charles Town, WV 25414
Phone: 304-725-1918
Fax: 304-725-1202
Kable Team Realty is your Jefferson and Berkeley County area real estate specialist. With a team comprised of natives of the Eastern Panhandle you can't go wrong! They have over 50 years of combined real estate experience. Kable Team Realty is about results! Kable Team Realty is under the direct supervision of Carol Kable, Broker.

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