Charles Town, Shepherdstown, Harpers Ferry, and Ranson real estate and homes for sale in West Virginia - The Kable Team, REALTORS® The Kable Team REALTORS(r) for Charles Town, Shepherdstown, Harpers Ferry, and Ranson, West Virginia real estate - NUMBER1EXPERTS™ The Kable Team NUMBER1EXPERTS(tm) for Charles Town, Shepherdstown, Harpers Ferry, and Ranson, West Virginia real estate
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About Me: Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home buying, real estate listings, and homes for sale in Jefferson                      County, WV
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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The Kable Team, REALTORŪ, real estate agents and broker for Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kable Team
RE/MAX 1st Realty

322 W Washington Street, Ste 5
Charles Town, WV 25414
Toll Free: 866-725-1001
Local: 304-725-1001
Fax: 304-728-6884

The KABLE Team is your Jefferson and Berkeley County area real estate specialist. With a team comprised of natives of the Eastern Panhandle you can't go wrong! They have over 50 years of combined real estate experience. The KABLE Team is about results! Let them show you why they rank in the top three RE/MAX Top Team Producers in the State of West Virginia on a consecutive basis. The KABLE Team is under the direct supervision of Jeff Haymaker, Broker.


RE/MAX Real Estate Group real estate and homes for sale in Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia

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