Charles Town, Shepherdstown, Harpers Ferry, and Ranson real estate and homes for sale in West Virginia - The Kable Team, REALTORS® The Kable Team REALTORS(r) for Charles Town, Shepherdstown, Harpers Ferry, and Ranson, West Virginia real estate - NUMBER1EXPERTS™ The Kable Team NUMBER1EXPERTS(tm) for Charles Town, Shepherdstown, Harpers Ferry, and Ranson, West Virginia real estate
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Local Info: Shepherdstown
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Shepherdstown, WV

Shepherdstown, WV 

After undergoing several name changes, Shepherdstown was named following the Civil War after its original trustee - Thomas Shepherd. Presently, Shepherdstown is a diverse town with young professionals, families, college students and retirees.  

Shepherdstown acts as a small cultural hub, where you can enjoy art galleries, shops, restaurants, and local parks. Shepherd University, part of the state's university system, provides many a variety of additional opportunities for students and the community.  

Its strategic location along the Potomac River at the edge of Pennsylvania and Virginia contributed to its history. James Rumsey, the inventor of the steamboat, performed a demonstration of his creation in the Potomac beside the town in 1787.  

The first newspaper and book in West Virginia were also published in Shepherdstown. During the Civil War, more than 100 Confederate soldiers were killed at a battle here. Many sites and buildings, including the Town Hall Building, are recognized on the National Register of Historic Places as a historic district.  



Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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The Kable Team, REALTORŪ, real estate agents and broker for Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kable Team
RE/MAX 1st Realty

322 W Washington Street, Ste 5
Charles Town, WV 25414
Toll Free: 866-725-1001
Local: 304-725-1001
Fax: 304-728-6884

The KABLE Team is your Jefferson and Berkeley County area real estate specialist. With a team comprised of natives of the Eastern Panhandle you can't go wrong! They have over 50 years of combined real estate experience. The KABLE Team is about results! Let them show you why they rank in the top three RE/MAX Top Team Producers in the State of West Virginia on a consecutive basis. The KABLE Team is under the direct supervision of Jeff Haymaker, Broker.


RE/MAX Real Estate Group real estate and homes for sale in Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia

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