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Mortgage Prequalification: Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home buying, real estate listings, and homes for sale in Jefferson                      County, WV
Welcome > For Buyers > Mortgage Prequalification ...


Finding Financing is the First Step in Home-Ownership

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

It's always best to pre-qualify for a mortgage before you start shopping for a new home, so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is without any obligation on your part.  

Once you fill out the form, we will quickly process your information and get right back to you!
 

Click for More Info 

MORTGAGE LENDERS: 

CITY NATIONAL BANK
Tom McCarthy
Mortgage Specialist - Charles Town, WV
(304) 728-7803
thomas.mccarthy@cityholding.com 

BB&T
Kathy Kester - Charles Town, WV
(304) 725-7403 or (800) 917-9920
kkester@BB&T.com 

BCT - BANK OF CHARLES TOWN
Tammy Miller - Charles Town, WV
(304) 728-2467 or Cell: (304) 283-9433
TMiller@mybct.com 

WELLS FARGO HOME MORTGAGE
Sarah Metzbower - Charles Town and Shepherdstown, WV
(304) 876-2508 or Cell: (304) 283-7675
sarah.l.metzbower@wellsfargo.com 

MLEND
Brandy Mosser– Middletown, MD
(301) 371-8850 ext 101
bmosser@mlend.com 

UNITED BANK
Joe Sturm - Charles Town, WV
(304) 724-3921
Joseph.Sturm@ubsi-wv.com 

WELLS FARGO HOME MORTGAGE
Brian Foss - Shepherdstown, WV
304-876-2508 or 1-888-556-4095 ext. 1808
brian.foss@wellsfargo.com 

COUNTRY HOME MORTGAGE
Marcia Blaylock - Martinsburg, WV
(304) 263-6951 or (800) 666-9185
marciab@valleyfc.com
 

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Real Estate Tips
Financing Your Home >Buying Cooperatively

Today it is becoming quite common for friends to pool their resources to buy a larger home than either of them could afford alone. Some builders cater specifically to this group of buyers by offering homes with two "master suites" instead of the more typical room arrangement. If you are considering a joint purchase, you and your buying partner should outline clearly your agreements about your shares in the down payment, the monthly mortgage payments, and what you will do if one of you decides to move out.

Before committing to a property, sit down with a real estate professional to discuss your options. Should you take possession as joint tenants? Will you have a 50/50 interest in the property, or should the interest be adjusted to reflect each person's share of the down payment or the monthly mortgage payment? Your agreements with your buying partner should be clearly expressed in writing.

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The Kable Team, REALTOR®, real estate agents and broker for Charles Town, Shepherdstown, Harpers Ferry, and Ranson West Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Tracy Kable
Kable Team Realty

873 E Washington St, Suite 200
Charles Town, WV 25414
Phone: 304-725-1918
Fax: 304-725-1202

Kable Team Realty is your Jefferson and Berkeley County area real estate specialist. With a team comprised of natives of the Eastern Panhandle you can't go wrong! They have over 50 years of combined real estate experience. Kable Team Realty is about results! Kable Team Realty is under the direct supervision of Carol Kable, Broker.

REALTOR


TheKableTeam@TheKableTeam.com - General Inquiries
Tracy@TheKableTeam.com - Buyer & Seller Inquiries
Anne@TheKableTeam.com- Buyer Inquiries
Carol@TheKableTeam.com - Seller Inquiries

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