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Tracy S. Kable
CRS, ABR, SRES, e-PRO, ASP, IAHSP
Realtor Partner for The KABLE TEAM
PREVIOUS EXPERIENCE
| Remarkable Home Staging |
Accredited Staging Professional |
2007-Present |
| The Kable Team - RE/MAX |
Realtor Partner |
1999-Present |
| Longaberger* |
Independent Sales Associate |
1995-1999 |
| State Farm Insurance |
Claim Department |
1994-1999 |
* Awarded Top Branch Sales Associate Consecutively For 4 Years
SPECIALIZED TRAINING & DESIGNATIONS
ASP - Accredited Staging Professional
IAHSP - International Association of Home Staging Professionals
ABR- Accredited Buyer Representative
CRS- Certified Residential Specialist
SRES- Senior Real Estate Specialist
e-PRO - Internet Technology Certification
Leadership Jefferson
Creating Wealth through Residential Real Estate Investments
Buyer Specialist Seminars 2000, 2003, 2005
Howard Brinton Annual Conferences - 2001, 2003, 2004, 2006
Star Power - Howard Brinton Appointed Star
New Home Building Course
Instructor at several Buyer Specialist Universities
REAL ESTATE STATISTICS
Since 2000, has assisted over 240 families achieve the American dream of homeownership.
GIVING BACK TO OUR COMMUNITY
Shenandoah Shamrocks 4-H Club Leader
United Way Day of Caring
Chamber of Commerce   "Staging Works!"
Click here to learn more
Learn about Staging
Tips on Staging Your Home
Before and After Pictures
Staging Testimonials
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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- NUMBER1EXPERTS™ 
