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The Kable Team's
Preferred Client Program and 5-Star Service Commitment |
How do I become a member of the Preferred Client Program? To become a member of The Kable Team's Preferred Client Program and to receive the 5-Star Service Commitment you must simply sign a Buyer's Agency Agreement with one of our Realtor Partners. Why should I sign a Buyer's Agency Agreement? 9 out of 10 buyers enter agency agreements with their agents to secure legal rights and obligations when purchasing a new home. Signing a Buyer's Agency Agreement with The Kable Team means you will receive professional representation every step of the way! What will I receive as a member of the Preferred Client Program? 1. You will receive the following commitment:  | • | Together, we'll determine exactly what kind of home you want | | • | Daily, The Team will look for your dream home by checking the Multiple Listings Service | | • | We will register you on our Homes Prospector search program | | • | We will research new housing developments | | • | We will preview resale homes | | • | We will even go door knocking in neighborhoods you find desirable. |
2. You will receive Priority Purchaser Status: | • | We have several buyers-Priority Status means we'll return your calls and answer your questions FIRST! | | • | When you are ready to shop for homes we will schedule your showings FIRST! |
3. You will receive referrals to reputable lenders: | • | The Kable Team has reputable lenders who can answer questions about various loan programs and get you the best interest rate. |
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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- NUMBER1EXPERTS™ 
